Customer Support Helpdesk

Quick access to verified helpline numbers and support emails of banks and lending institutions.

View Full Directory

List of Car Insurance Companies in India (2026 Guide)

List of Car Insurance Companies in India (2026 Guide)

Why Choosing the Right Car Insurance Company Matters

Your insurance provider plays a key role in:

  • Fast and hassle-free claim settlement

  • Reliable customer support

  • Wide garage network (cashless repairs)

  • Fair premium and transparent policy terms

  • Strong financial stability of the company

A trusted insurer makes your car insurance experience smooth and stress-free.

Top Car Insurance Companies in India

Here is a list of some of the most popular and trusted car insurance companies in India:

1. ICICI Lombard General Insurance

One of the largest private insurers in India, known for fast claim processing and a wide cashless garage network.

2. HDFC ERGO General Insurance

Offers comprehensive coverage, good digital services, and strong customer support.

3. Bajaj Allianz General Insurance

Popular for flexible car insurance plans and quick claim settlement process.

4. Tata AIG General Insurance

Provides reliable coverage options with strong brand trust and competitive premiums.

5. Reliance General Insurance

Known for affordable policies and simple online buying process.

6. SBI General Insurance

Backed by the trust of SBI, offering good coverage and growing network of garages.

7. Kotak Mahindra General Insurance

Offers easy online policy management and attractive add-on options.

8. Digit Insurance

A modern digital insurer known for simple policies and fast claim experience.

9. Go Digit General Insurance

User-friendly platform with transparent policy terms and paperless claims.

10. United India Insurance (Government Insurer)

One of the oldest public sector insurers, offering stable and trusted coverage.

Lender Lender Name Key Features Apply
Kotak Mahindra %

Kotak Mahindra Car Insurance ek comprehensive policy hai jo own-damage aur third-party liabilities cover karti hai, personal accident protection deti hai, cashless garage network aur multiple add-on options offer karti hai — sab online aur renewal ke saath flexible tenure options ke sath.%

 Apply Now

4 Star Rating Reviews
Reliance General Car Insurance%

Reliance General Car Insurance is a comprehensive motor policy that covers own damage and third-party liabilities, includes personal accident protection up to ?15 lakh, offers extensive add-ons, a wide cashless garage network, and rewards safe driving with NCB discounts — all available with flexible tenure options.%

 Apply Now

4 Star Rating Reviews
Bajaj Allianz Car Insurance%

Bajaj Allianz Car Insurance ek comprehensive policy hai jisme own-damage + third-party liability cover, personal accident protection up to ?15 L, up to 50% No Claim Bonus, wide cashless garage network, aur multiple add-on options milte hain.%

 Apply Now

4 Star Rating Reviews
HDFC ERGO Car Insurance%

HDFC ERGO Car Insurance is a comprehensive car policy offering coverage for own damage and third-party liabilities, personal accident protection, NCB benefits, multiple add-on covers, and a wide cashless garage network for hassle-free claims.%

 Apply Now

4 Star Rating Reviews
ICICI Lombard Car Insurance%

ICICI Lombard Car Insurance is a comprehensive motor policy that protects your vehicle from own-damage and third-party liabilities, offers personal accident cover up to ?15 lakh, NCB benefits, and a large cashless garage network for fast claim support.%

 Apply Now

5 Star Rating Reviews
TATA AIG Car Insurance %

TATA AIG Car Insurance offers comprehensive vehicle protection including own damage and third-party liability, personal accident cover up to ?15L, large network garages, NCB benefits, and flexible add-on covers. Suitable for car owners seeking reliable and customizable car insurance.%

 Apply Now

4 Star Rating Reviews
Acko Car Insurance%

Instant digital car insurance by Acko with affordable premiums, fast claim settlement, and zero paperwork.%

 Apply Now

4 Star Rating Reviews

Car insurance is available to almost every vehicle owner in India. The eligibility criteria are simple and easy to meet.

Generally, you should meet the following conditions:

  • The applicant must be the registered owner of the vehicle

  • The vehicle should have a valid Registration Certificate (RC)

  • The car must be in roadworthy condition

  • New cars and used cars are both eligible

  • For renewal, the previous policy details should be available

  • The vehicle must be used for legal and private purposes

There is no strict income requirement, which makes car insurance accessible to everyone.

Applying for car insurance involves minimal documentation. Most insurers ask for the following basic documents:

Vehicle Documents

  • Registration Certificate (RC) of the car

  • Previous Insurance Policy (for renewals)

Identity Proof

  • Aadhaar Card

  • PAN Card

  • Driving License or Passport

Address Proof

  • Aadhaar Card

  • Utility Bill (electricity, water, gas)

  • Driving License

Other Details

  • Vehicle details (car model, fuel type, year of manufacture)

  • Bank account details for payments and refunds

Most insurers now allow the entire process to be completed online, making it quick and hassle-free.

How CrediDost Can Help

CrediDost acts as a financial advisory platform that helps users explore suitable insurance options from trusted providers. You can compare options, understand coverage benefits, and make smarter choices — all while following strict data privacy and user consent practices.

There is no single “best” car insurance company for everyone. The right choice depends on your budget, car usage, city, and coverage needs. Take time to compare policies, read terms carefully, and choose an insurer that offers the best balance of price and protection.

Latest Blogs

Zero Depreciation Car Insurance: Get Maximum Claim Without Worrying About Depreciation

Car insurance lena aaj ke time me sirf legal requirement nahi, balki smart financial protection bhi hai. Lekin jab claim ka time aata hai, tab aksar depreciation ki wajah se claim amount kam milta hai. Isi problem ka solution hai Zero Depreciation Car Insurance. Zero Dep insurance aapko higher claim amount dilane me help karta hai, kyunki isme parts ki depreciation deduct nahi hoti.

First-Party Car Insurance: Protecting Your Own Car from Unexpected Losses

Buying a car is a big investment, and protecting it should be a priority. While many people opt only for basic third-party insurance, it does not protect your own vehicle. This is where first-party car insurance becomes important. First-party car insurance ensures that your car is financially protected against damage, theft, and other unexpected events.

Third-Party Car Insurance: Why It Is Mandatory and Why It Matters

If you own a car in India, third-party car insurance is not optional — it is a legal requirement. But beyond the law, it also plays an important role in protecting you from unexpected financial liabilities on the road. Many people buy third-party insurance only to avoid fines, but understanding its real value can help you make smarter decisions.

Related Blogs & News

  • 29-Dec-2025
  • 11:30 AM

Car Insurance: Why It Is Essential for Every Car Owner

Car insurance is not just about legal compliance — it is about safety, security, and smart financial planning. Choosing the right policy today can save you from major financial stress tomorrow.

Read More
  • 11-Jan-2026
  • 03:45 AM

List of Car Insurance Companies in India (2026 Guide)

Buying the right car insurance is an important step for every vehicle owner. A good insurance company not only offers strong coverage but also ensures a smooth claim experience. With so many options available in India, choosing the right insurer can feel confusing. This blog will help you understand the top car insurance companies in India so you can make a better and informed decision.

Read More
  • 11-Jan-2026
  • 04:15 AM

Third-Party Car Insurance: Why It Is Mandatory and Why It Matters

If you own a car in India, third-party car insurance is not optional — it is a legal requirement. But beyond the law, it also plays an important role in protecting you from unexpected financial liabilities on the road. Many people buy third-party insurance only to avoid fines, but understanding its real value can help you make smarter decisions.

Read More

Trusted by Thousands Across India

People from every corner of India use our platform to explore, compare, and apply for the best financial offers — all in one place.

Loan Success

"I needed urgent funds for my home renovation. Through Credidost, I compared multiple loan offers in minutes and applied directly. My loan of ₹1.5 lakh was approved within 24 hours at the lowest interest rate. Credidost truly made the process smooth and stress-free."

Rahul Verma

Bangalore

Insurance Success

"I was paying a high premium for my car insurance earlier. On Credidost, I found multiple insurers and instantly bought an Acko Car Insurance policy at almost 30% lower premium. The policy was issued digitally in minutes, with zero paperwork. Highly recommended!"

Anjali Mehra

Delhi NCR

Credit Card Success

"I was confused about which credit card to apply for. Credidost helped me compare all cards easily, and I chose the SBI SimplyCLICK card. I got a ₹500 Amazon voucher instantly and now earn rewards on every online purchase. It’s the best decision I made!"

Karan Malhotra

Mumbai

Young Professional

"Being new to credit, I wasn’t sure if I could get a loan or card. Credidost showed me pre-approved offers that matched my profile. I got a small loan for education expenses, repaid on time, and now my credit score has improved. Credidost really guided me at every step."

Sneha Reddy

Hyderabad

Business Owner

"I always needed quick financing for my small business. Through Credidost, I discovered Bajaj Insta EMI Card. It gave me instant access to ₹3 lakh limit, and I could purchase business essentials on easy EMIs. A perfect solution for entrepreneurs like me."

Vivek Sharma

Pune

Loan Success

"I needed a short-term loan for a family function. On Credidost, I applied through Trust Paisa and got ₹25,000 credited the same day. The best part was the 100% online process—no paperwork, no stress."

Megha Sharma

Chennai

Loan Success

"I had an urgent medical expense and needed ₹50,000. Credidost helped me find Lending Plate with flexible tenure. I repaid early and saved on interest. This platform truly cares about customer convenience."

Amit Patel

Ahmedabad

Insurance Success

"I renewed my car insurance through Credidost and chose Acko. The premium was the lowest compared to others, and the policy was issued instantly. Within 5 minutes, I had complete coverage. Extremely smooth!"

Ritu Khanna

Kolkata

Credit Card Success

"Through Credidost, I applied for the Bajaj Insta EMI Card and instantly got a ₹3 lakh limit. Now, I buy electronics and pay in easy EMIs. It feels like financial freedom at my fingertips."

Saurabh Yadav

Delhi NCR

Credit Card Success

"I compared multiple credit cards on Credidost and chose the SBI SimplySAVE card. Now I get cashback on groceries, dining, and even fuel surcharge waiver. This card matches my lifestyle perfectly."

Neha Joshi

Pune

Insurance + Credit

"I was looking for both car insurance renewal and a good credit card. Credidost gave me both solutions in one place. I renewed my insurance with Acko and got a SimplyCLICK SBI card for online shopping rewards. One platform, multiple benefits!"

Vikas R

Hyderabad