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HDFC Bank Credit Card

HDFC Bank Credit Card

HDFC Bank Credit Cards offer rewards, cashback, interest-free credit period, and exclusive benefits across travel, shopping, dining, and fuel expenses. Choose the card that suits your lifestyle and enjoy secure, flexible payments with added perks.

Terms & Condition

0

Joining Fees

0

Anual Fees

100

Cibil Requirement

Monthly income at least 30K and above.

Eligibility Requirement

Eligibility :

    Target Audience: Male/Female

    Age: 21-45

    Good credit history: 750+

    Objective: Interested/looking for new credit card, Non HDFC Bank User

    Salary Income: Monthly income at least 30K and above.

Documents Required :

    Identity Proof

    • Aadhaar Card, PAN Card, Passport / Voter ID / Driving License

    Address Proof

    • Aadhaar Card, Utility Bill (Electricity, Telephone, etc.), Passport / Rental Agreement

    Income Proof

    • For Salaried: Latest salary slips, employment certificate

    • For Self-Employed: Bank statements, ITR documents

Description

HDFC Bank Credit Cards provide a wide range of financial cards tailored for every need — from everyday cashback and rewards to travel privileges and lifestyle benefits. Whether you’re earning reward points on daily spends, enjoying up to 50 days of interest-free credit, or accessing airport lounges with select premium cards, HDFC’s credit card portfolio is designed for smart and convenient spending.

With HDFC Credit Cards, you can earn rewards on retail purchases, get cashback on online transactions, and enjoy exclusive offers on dining, shopping, travel, and entertainment. Most cards also include features like contactless payments, fuel surcharge waivers, and travel benefits. The bank’s digital approval process and flexible usage options make it easy to apply and start using the card for both online and offline purchases.

Features

  1. Interest-Free Credit Period
    Enjoy up to 50 days of interest-free credit on purchases if the outstanding balance is paid in full by the due date.

  2. Rewards & Cashback
    Earn reward points or cashback on everyday spends like shopping, dining, travel, fuel, and online purchases.

  3. Exclusive Lifestyle & Travel Benefits
    Some cards offer airport lounge access, travel discounts, concierge services, and partner offers.

  4. Contactless Payments
    Tap-to-pay feature lets you make quick and secure offline transactions.

  5. Fuel Surcharge Waiver
    Enjoy waivers on fuel surcharges at petrol pumps (subject to terms).

  6. Security & Support
    Benefit from secure EMV chip technology, fraud protection, and 24×7 customer service.

Offer Details

  • Credit Card
  • 0
  • Monthly income at least 30K and above.
  • HDFC Bank
  • 0

How Can I Apply for a Loan Online?

Get up to ₹50 lakhs in 5 Simple Steps

  • Step 1 : Enter your mobile number in the application form.
  • Step 2 : Enter OTP to verify your mobile number.
  • Step 3 : Provide your personal details.
  • Step 4 : Select a bank account for account aggregator consent.
  • Step 5 : Compare offers and apply for the best-suited loan.

Our Trusted Partners

Our partnership network includes some of the most recognized names in the industry — ensuring you get secure, fast, and seamless financial services all in one place.

Calculate EMI. Compare Better. Borrow Smart.

Loan lena hai but EMI ka tension? Bas slide karein, aur turant jaanen kitna hoga monthly repayment. Smart decision lein, bina kisi guesswork ke.

  • Get instant EMI estimates with real-time calculations.
  • Understand total interest and overall loan cost before you borrow.
  • Adjust loan amount, rate, and tenure to find a budget-friendly plan.
  • Compare smartly to choose the best loan option for you.
  • Zero guesswork. Just clear financial planning that empowers you.

EMI Calculator

Monthly EMI: ₹0
Principal amount: ₹0
Total interest: ₹0
Total amount: ₹0

Result

Loan 01

Loan 02

MORE: Learn about the pros and cons of a shorter-term mortgage or how to get preapproved for a mortgage.

Back

Trusted by Thousands Across India

People from every corner of India use our platform to explore, compare, and apply for the best financial offers — all in one place.

Loan Success

"I needed urgent funds for my home renovation. Through Credidost, I compared multiple loan offers in minutes and applied directly. My loan of ₹1.5 lakh was approved within 24 hours at the lowest interest rate. Credidost truly made the process smooth and stress-free."

Rahul Verma

Bangalore

Insurance Success

"I was paying a high premium for my car insurance earlier. On Credidost, I found multiple insurers and instantly bought an Acko Car Insurance policy at almost 30% lower premium. The policy was issued digitally in minutes, with zero paperwork. Highly recommended!"

Anjali Mehra

Delhi NCR

Credit Card Success

"I was confused about which credit card to apply for. Credidost helped me compare all cards easily, and I chose the SBI SimplyCLICK card. I got a ₹500 Amazon voucher instantly and now earn rewards on every online purchase. It’s the best decision I made!"

Karan Malhotra

Mumbai

Young Professional

"Being new to credit, I wasn’t sure if I could get a loan or card. Credidost showed me pre-approved offers that matched my profile. I got a small loan for education expenses, repaid on time, and now my credit score has improved. Credidost really guided me at every step."

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Hyderabad

Business Owner

"I always needed quick financing for my small business. Through Credidost, I discovered Bajaj Insta EMI Card. It gave me instant access to ₹3 lakh limit, and I could purchase business essentials on easy EMIs. A perfect solution for entrepreneurs like me."

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Pune

Loan Success

"I needed a short-term loan for a family function. On Credidost, I applied through Trust Paisa and got ₹25,000 credited the same day. The best part was the 100% online process—no paperwork, no stress."

Megha Sharma

Chennai

Loan Success

"I had an urgent medical expense and needed ₹50,000. Credidost helped me find Lending Plate with flexible tenure. I repaid early and saved on interest. This platform truly cares about customer convenience."

Amit Patel

Ahmedabad

Insurance Success

"I renewed my car insurance through Credidost and chose Acko. The premium was the lowest compared to others, and the policy was issued instantly. Within 5 minutes, I had complete coverage. Extremely smooth!"

Ritu Khanna

Kolkata

Credit Card Success

"Through Credidost, I applied for the Bajaj Insta EMI Card and instantly got a ₹3 lakh limit. Now, I buy electronics and pay in easy EMIs. It feels like financial freedom at my fingertips."

Saurabh Yadav

Delhi NCR

Credit Card Success

"I compared multiple credit cards on Credidost and chose the SBI SimplySAVE card. Now I get cashback on groceries, dining, and even fuel surcharge waiver. This card matches my lifestyle perfectly."

Neha Joshi

Pune

Insurance + Credit

"I was looking for both car insurance renewal and a good credit card. Credidost gave me both solutions in one place. I renewed my insurance with Acko and got a SimplyCLICK SBI card for online shopping rewards. One platform, multiple benefits!"

Vikas R

Hyderabad