Customer Support Helpdesk

Quick access to verified helpline numbers and support emails of banks and lending institutions.

View Full Directory

HDFC ERGO Car Insurance

HDFC ERGO Car Insurance

HDFC ERGO Car Insurance is a comprehensive car policy offering coverage for own damage and third-party liabilities, personal accident protection, NCB benefits, multiple add-on covers, and a wide cashless garage network for hassle-free claims.

Terms & Condition

99% settlement

Approval Rate

Cashless

1 year

Policy Tenure

Claim Process

Eligibility :

    1. Indian car owners/drivers with valid Indian driving licence.

    2. Vehicle registered with valid RC (Registration Certificate).

    3. Completed KYC during purchase/renewal. (Standard regulatory requirements apply)

Documents Required :

    1. Vehicle Registration Certificate (RC).

    2. Valid Driving Licence.

    3. Identity Proof (Aadhaar/PAN). (Standard IRDAI KYC proofs)

    4. Previous insurance policy details (for renewal/NCB).

Description

HDFC ERGO Car Insurance offers a robust comprehensive policy that protects your vehicle from financial and legal liabilities arising from accidents, theft, fire, natural disasters, and third-party damages. The plan combines own-damage benefits with mandatory third-party liability cover. It includes personal accident coverage for the owner-driver and generous add-on options such as zero depreciation, NCB protection, engine & gearbox cover, roadside assistance, and more. With one of India’s largest cashless garage networks and strong claim settlement support, HDFC ERGO helps you manage repair and claim processes smoothly. The policy is typically valid for one year and can be renewed online with easy customisation.

Features

  1. Comprehensive coverage: Own damage (accidents, fire, theft, natural calamities) + third-party liability.

  2. Personal Accident Cover for owner-driver (usually up to ₹15 lakh).

  3. No Claim Bonus (NCB) up to 50% discount on renewal.

  4. Large cashless garage network (8,000 + / 12,200+ across India).

Add-ons Available:

  1. Zero depreciation cover

  2. Engine & gearbox protection

  3. Return to invoice

  4. Emergency assistance

  5. Cost of consumables

  6. Loss of personal belongings

  7. NCB protection

  8. Pay-as-you-drive (kilometer benefit)

Offer Details

  • Insurance
  • 1 year
  • HDFC ERGO

How Can I Apply for a Loan Online?

Get up to ₹50 lakhs in 5 Simple Steps

  • Step 1 : Enter your mobile number in the application form.
  • Step 2 : Enter OTP to verify your mobile number.
  • Step 3 : Provide your personal details.
  • Step 4 : Select a bank account for account aggregator consent.
  • Step 5 : Compare offers and apply for the best-suited loan.

Our Trusted Partners

Our partnership network includes some of the most recognized names in the industry — ensuring you get secure, fast, and seamless financial services all in one place.

Calculate EMI. Compare Better. Borrow Smart.

Loan lena hai but EMI ka tension? Bas slide karein, aur turant jaanen kitna hoga monthly repayment. Smart decision lein, bina kisi guesswork ke.

  • Get instant EMI estimates with real-time calculations.
  • Understand total interest and overall loan cost before you borrow.
  • Adjust loan amount, rate, and tenure to find a budget-friendly plan.
  • Compare smartly to choose the best loan option for you.
  • Zero guesswork. Just clear financial planning that empowers you.

EMI Calculator

Monthly EMI: ₹0
Principal amount: ₹0
Total interest: ₹0
Total amount: ₹0

Result

Loan 01

Loan 02

MORE: Learn about the pros and cons of a shorter-term mortgage or how to get preapproved for a mortgage.

Back

Trusted by Thousands Across India

People from every corner of India use our platform to explore, compare, and apply for the best financial offers — all in one place.

Loan Success

"I needed urgent funds for my home renovation. Through Credidost, I compared multiple loan offers in minutes and applied directly. My loan of ₹1.5 lakh was approved within 24 hours at the lowest interest rate. Credidost truly made the process smooth and stress-free."

Rahul Verma

Bangalore

Insurance Success

"I was paying a high premium for my car insurance earlier. On Credidost, I found multiple insurers and instantly bought an Acko Car Insurance policy at almost 30% lower premium. The policy was issued digitally in minutes, with zero paperwork. Highly recommended!"

Anjali Mehra

Delhi NCR

Credit Card Success

"I was confused about which credit card to apply for. Credidost helped me compare all cards easily, and I chose the SBI SimplyCLICK card. I got a ₹500 Amazon voucher instantly and now earn rewards on every online purchase. It’s the best decision I made!"

Karan Malhotra

Mumbai

Young Professional

"Being new to credit, I wasn’t sure if I could get a loan or card. Credidost showed me pre-approved offers that matched my profile. I got a small loan for education expenses, repaid on time, and now my credit score has improved. Credidost really guided me at every step."

Sneha Reddy

Hyderabad

Business Owner

"I always needed quick financing for my small business. Through Credidost, I discovered Bajaj Insta EMI Card. It gave me instant access to ₹3 lakh limit, and I could purchase business essentials on easy EMIs. A perfect solution for entrepreneurs like me."

Vivek Sharma

Pune

Loan Success

"I needed a short-term loan for a family function. On Credidost, I applied through Trust Paisa and got ₹25,000 credited the same day. The best part was the 100% online process—no paperwork, no stress."

Megha Sharma

Chennai

Loan Success

"I had an urgent medical expense and needed ₹50,000. Credidost helped me find Lending Plate with flexible tenure. I repaid early and saved on interest. This platform truly cares about customer convenience."

Amit Patel

Ahmedabad

Insurance Success

"I renewed my car insurance through Credidost and chose Acko. The premium was the lowest compared to others, and the policy was issued instantly. Within 5 minutes, I had complete coverage. Extremely smooth!"

Ritu Khanna

Kolkata

Credit Card Success

"Through Credidost, I applied for the Bajaj Insta EMI Card and instantly got a ₹3 lakh limit. Now, I buy electronics and pay in easy EMIs. It feels like financial freedom at my fingertips."

Saurabh Yadav

Delhi NCR

Credit Card Success

"I compared multiple credit cards on Credidost and chose the SBI SimplySAVE card. Now I get cashback on groceries, dining, and even fuel surcharge waiver. This card matches my lifestyle perfectly."

Neha Joshi

Pune

Insurance + Credit

"I was looking for both car insurance renewal and a good credit card. Credidost gave me both solutions in one place. I renewed my insurance with Acko and got a SimplyCLICK SBI card for online shopping rewards. One platform, multiple benefits!"

Vikas R

Hyderabad