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Reliance General Car Insurance is a comprehensive motor policy that covers own damage and third-party liabilities, includes personal accident protection up to ?15 lakh, offers extensive add-ons, a wide cashless garage network, and rewards safe driving with NCB discounts — all available with flexible tenure options.
Approval Rate
Cashless
Policy Tenure
Claim Process
Indian car owner or registered driver with a valid Indian driving licence.
Vehicle registered with valid RC (Registration Certificate).
Completed KYC details during purchase/renewal.
Vehicle Registration Certificate (RC)
Valid Driving Licence
Identity Proof (Aadhaar / PAN / Voter ID)
Policy Details / Previous Policy Doc (for renewal / NCB transfer)
Claim-related docs (if filing a claim): FIR, repair estimate/bills, etc.
Reliance General Car Insurance offers a comprehensive motor insurance policy designed to protect your vehicle and legal liabilities while driving in India. The policy includes both own damage and third-party liability coverages, providing financial protection in case of accidents, theft, fire, natural and man-made disasters, and legal claims arising from damage to others. Comprehensive plans include personal accident coverage for the owner-driver and can be enhanced with optional add-ons such as Zero Depreciation, Engine Protection, Return to Invoice, Key Protect, and more — giving flexibility to tailor protection based on your needs. Reliance General’s extensive network of cashless garages and 24/7 roadside assistance support make buying and claiming easy. The No Claim Bonus rewards safe drivers with premium discounts, and flexible policy tenure options (short-term or long-term) are available too.
Comprehensive Coverage: Own damage + third-party liability protection against accidents, theft, fire, natural calamities like flood, hailstorm, cyclone, etc.
Personal Accident Cover: Up to ₹15 lakh for owner-driver included in comprehensive policies.
Add-On Covers: Optional add-ons like Zero Depreciation, Engine Protection, Return to Invoice, Key Protect, NCB Protector, Consumables Cover.
No Claim Bonus (NCB): Earn up to 50% discount on renewal for claim-free years.
Cashless Garage Network: Access to 11,000+ network garages for cashless repairs.
Roadside Assistance & Spot Support: 24/7 assistance with towing and emergency help.
Flexible Options: Includes standalone own-damage plans, third-party plans, and pay-as-you-drive covers with premium based on kms driven.
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