Ram Fincorp

To be eligible for a personal/instant loan from Ram Fincorp:

1. Age: You must be an Indian resident aged 18–58 years (or up to 60 years depending on the specific loan product).

2. Residency: You must be a citizen of India with valid identity proof.

3. Valid Documents (KYC): You need PAN card, Aadhaar card, and other identity/address proofs.

4. Income: You must have a stable source of income (salary or regular earnings). Some sources say a minimum monthly income (e.g., ₹18,000+) may be required.

5. Credit Score: A good credit score increases your chances of approval — lenders may look for CIBIL score around 650 or above.

6. Employment: Usually for salaried individuals, sometimes self-employed with regular cash flow can also be eligible.

KYC: (PAN card & Aadhar Card) KYC: Through Digi locker

Note: Linkage of Aadhaar number with Mobile number is mandatory

3 months Bank Statement with regular Salary Credits in the previous 3 months (*Only if the Loan amount is above 40k)

Address Proof: Aadhaar, Driving License, Voter ID & Passport (Source verified from government database)

Current Address:

1. Aadhaar.

2. Driving License

3. Voter ID

4. Passport

5. Registered Sale Deed + Latest electricity bill

6. Bank Statement / Passbook

7. Rent Agreement + Latest Electricity Bill

8. Utility Bill not more than 2 months old (Electricity, Telephone, Piped or Cylinder Gas, Water Bill, Post-paid Mobile Bill)

Address Proof Required Only above 40k Loan Amount