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Lending Plate – Instant Personal Loan

Lending Plate – Instant Personal Loan

Instant personal loans up to ?2 lakhs with fast sanction, minimal documents, and flexible repayment. Avg loan ?22k–?25k, tenure 3–4 months, interest 7–8% p.m.

Terms & Condition

200000

Loan Amount

7% – 8% per month

Effective Interest

3 to 4 months

Running Time

35000+

Income Requirement

Eligibility :

    1. Age: 21–50 years (salaried)

    2. Bureau Score 500+

      • Income proof required (≥ ₹35,000 monthly)

Documents Required :

    • Salary Slip / ID Card (optional) → If not provided, loan restricted to ₹65,000

    • Bank Statement → Required only if salary not detected via SMS or if AA route not used

    • Address Proof → Required only if Aadhaar address ≠ current address for loans above ₹30,000

Description

Lending Plate is a fast and reliable personal loan app offering instant cash loans to salaried individuals. With income eligibility above ₹35,000/month and bureau score above 500, customers can get loans ranging from ₹5,000 up to ₹2,00,000 depending on documentation. Enjoy quick approval in seconds, disbursal in minutes, and minimal documentation requirements. The average loan size is ₹22k–₹25k with short tenures of 3–4 months. Interest rates range from 7–8% per month. Borrowers benefit from flexible repayment—pay only for the days used, improving effective cost. Lending Plate also helps low-score borrowers improve their credit profile over time.

Features

  • Sanction in seconds, money in minutes

  • Hassle-free loan journey with least documentation

  • Higher loan amount up to ₹2 lakhs, if eligible

  • Complete privacy – no collateral, no end-use monitoring

  • Cash loan with no restrictions on usage

  • Flexible repayment – repay anytime, pay interest only for the days used → reduces effective cost

  • Loans available even at low bureau scores – repay on time to improve credit & become eligible for higher loans at better pricing

Offer Details

  • Loan
  • 7% – 8% per month
  • 200000
  • 3 to 4 months
  • 100%
  • Deducted upfront (varies by loan size)
  • 35000+
  • Lending Plate

How Can I Apply for a Loan Online?

Get up to ₹50 lakhs in 5 Simple Steps

  • Step 1 : Enter your mobile number in the application form.
  • Step 2 : Enter OTP to verify your mobile number.
  • Step 3 : Provide your personal details.
  • Step 4 : Select a bank account for account aggregator consent.
  • Step 5 : Compare offers and apply for the best-suited loan.

Our Trusted Partners

Our partnership network includes some of the most recognized names in the industry — ensuring you get secure, fast, and seamless financial services all in one place.

Calculate EMI. Compare Better. Borrow Smart.

Loan lena hai but EMI ka tension? Bas slide karein, aur turant jaanen kitna hoga monthly repayment. Smart decision lein, bina kisi guesswork ke.

  • Get instant EMI estimates with real-time calculations.
  • Understand total interest and overall loan cost before you borrow.
  • Adjust loan amount, rate, and tenure to find a budget-friendly plan.
  • Compare smartly to choose the best loan option for you.
  • Zero guesswork. Just clear financial planning that empowers you.

EMI Calculator

Monthly EMI: ₹0
Principal amount: ₹0
Total interest: ₹0
Total amount: ₹0

Result

Loan 01

Loan 02

MORE: Learn about the pros and cons of a shorter-term mortgage or how to get preapproved for a mortgage.

Back

Trusted by Thousands Across India

People from every corner of India use our platform to explore, compare, and apply for the best financial offers — all in one place.

Loan Success

I needed urgent funds for my home renovation. Through Credidost, I compared multiple loan offers in minutes and applied directly. My loan of ₹1.5 lakh was approved within 24 hours at the lowest interest rate.

Rahul Verma

Bangalore

Insurance Success

I was paying a high premium for my car insurance earlier. On Credidost, I bought an Acko policy at almost 30% lower premium. Issued digitally in minutes.

Anjali Mehra

Delhi NCR

Credit Card Success

Credidost helped me compare all cards easily and I chose the SBI SimplyCLICK card. I got a ₹500 Amazon voucher instantly and earn rewards on every purchase.

Karan Malhotra

Mumbai

Young Professional

Being new to credit, I wasn’t sure what to apply for. Credidost showed pre-approved offers, helped me get a small loan, and now my credit score has improved.

Sneha Reddy

Hyderabad

Business Owner

Through Credidost, I discovered Bajaj Insta EMI Card with a ₹3 lakh limit. I now purchase business essentials on easy EMIs.

Vivek Sharma

Pune

Loan Success

I needed a short-term loan for a family function. Through Trust Paisa on Credidost, ₹25,000 was credited the same day — fully online process.

Megha Sharma

Chennai

Loan Success

I had an urgent medical expense. Credidost helped me find Lending Plate with flexible tenure. I even saved on interest by repaying early.

Amit Patel

Ahmedabad

Insurance Success

I renewed my car insurance with Acko via Credidost. Lowest premium and instant policy issuance within 5 minutes.

Ritu Khanna

Kolkata

Credit Card Success

I applied for Bajaj Insta EMI Card and instantly got a ₹3 lakh limit. Buying electronics on EMIs is super easy now.

Saurabh Yadav

Delhi NCR

Credit Card Success

I chose SBI SimplySAVE card through Credidost. Cashback on groceries, dining, and fuel surcharge waiver — perfect for my lifestyle.

Neha Joshi

Pune

Insurance + Credit

I renewed car insurance and got a credit card from Credidost itself. One platform, multiple benefits — super convenient.

Vikas R

Hyderabad