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HDFC Bank Credit Card

HDFC Bank Credit Card

HDFC Bank Credit Cards offer rewards, cashback, interest-free credit period, and exclusive benefits across travel, shopping, dining, and fuel expenses. Choose the card that suits your lifestyle and enjoy secure, flexible payments with added perks.

Terms & Condition

0

Joining Fees

0

Anual Fees

100

Cibil Requirement

Income 30K+

Eligibility Requirement

Eligibility :

    Target Audience: Male/Female

    Age: 21-45

    Good credit history: 750+

    Objective: Interested/looking for new credit card, Non HDFC Bank User

    Salary Income: Monthly income at least 30K and above.

Documents Required :

    Identity Proof

    • Aadhaar Card, PAN Card, Passport / Voter ID / Driving License

    Address Proof

    • Aadhaar Card, Utility Bill (Electricity, Telephone, etc.), Passport / Rental Agreement

    Income Proof

    • For Salaried: Latest salary slips, employment certificate

    • For Self-Employed: Bank statements, ITR documents

Description

HDFC Bank Credit Cards provide a wide range of financial cards tailored for every need — from everyday cashback and rewards to travel privileges and lifestyle benefits. Whether you’re earning reward points on daily spends, enjoying up to 50 days of interest-free credit, or accessing airport lounges with select premium cards, HDFC’s credit card portfolio is designed for smart and convenient spending.

With HDFC Credit Cards, you can earn rewards on retail purchases, get cashback on online transactions, and enjoy exclusive offers on dining, shopping, travel, and entertainment. Most cards also include features like contactless payments, fuel surcharge waivers, and travel benefits. The bank’s digital approval process and flexible usage options make it easy to apply and start using the card for both online and offline purchases.

Features

  1. Interest-Free Credit Period
    Enjoy up to 50 days of interest-free credit on purchases if the outstanding balance is paid in full by the due date.

  2. Rewards & Cashback
    Earn reward points or cashback on everyday spends like shopping, dining, travel, fuel, and online purchases.

  3. Exclusive Lifestyle & Travel Benefits
    Some cards offer airport lounge access, travel discounts, concierge services, and partner offers.

  4. Contactless Payments
    Tap-to-pay feature lets you make quick and secure offline transactions.

  5. Fuel Surcharge Waiver
    Enjoy waivers on fuel surcharges at petrol pumps (subject to terms).

  6. Security & Support
    Benefit from secure EMV chip technology, fraud protection, and 24×7 customer service.

Offer Details

  • Credit Card
  • 0
  • Income 30K+
  • HDFC Bank
  • 0

How Can I Apply for a Loan Online?

Get up to ₹50 lakhs in 5 Simple Steps

  • Step 1 : Enter your mobile number in the application form.
  • Step 2 : Enter OTP to verify your mobile number.
  • Step 3 : Provide your personal details.
  • Step 4 : Select a bank account for account aggregator consent.
  • Step 5 : Compare offers and apply for the best-suited loan.

Our Trusted Partners

Our partnership network includes some of the most recognized names in the industry — ensuring you get secure, fast, and seamless financial services all in one place.

Calculate EMI. Compare Better. Borrow Smart.

Loan lena hai but EMI ka tension? Bas slide karein, aur turant jaanen kitna hoga monthly repayment. Smart decision lein, bina kisi guesswork ke.

  • Get instant EMI estimates with real-time calculations.
  • Understand total interest and overall loan cost before you borrow.
  • Adjust loan amount, rate, and tenure to find a budget-friendly plan.
  • Compare smartly to choose the best loan option for you.
  • Zero guesswork. Just clear financial planning that empowers you.

EMI Calculator

Monthly EMI: ₹0
Principal amount: ₹0
Total interest: ₹0
Total amount: ₹0

Result

Loan 01

Loan 02

MORE: Learn about the pros and cons of a shorter-term mortgage or how to get preapproved for a mortgage.

Back

Trusted by Thousands Across India

People from every corner of India use our platform to explore, compare, and apply for the best financial offers — all in one place.

Loan Success

I needed urgent funds for my home renovation. Through Credidost, I compared multiple loan offers in minutes and applied directly. My loan of ₹1.5 lakh was approved within 24 hours at the lowest interest rate.

Rahul Verma

Bangalore

Insurance Success

I was paying a high premium for my car insurance earlier. On Credidost, I bought an Acko policy at almost 30% lower premium. Issued digitally in minutes.

Anjali Mehra

Delhi NCR

Credit Card Success

Credidost helped me compare all cards easily and I chose the SBI SimplyCLICK card. I got a ₹500 Amazon voucher instantly and earn rewards on every purchase.

Karan Malhotra

Mumbai

Young Professional

Being new to credit, I wasn’t sure what to apply for. Credidost showed pre-approved offers, helped me get a small loan, and now my credit score has improved.

Sneha Reddy

Hyderabad

Business Owner

Through Credidost, I discovered Bajaj Insta EMI Card with a ₹3 lakh limit. I now purchase business essentials on easy EMIs.

Vivek Sharma

Pune

Loan Success

I needed a short-term loan for a family function. Through Trust Paisa on Credidost, ₹25,000 was credited the same day — fully online process.

Megha Sharma

Chennai

Loan Success

I had an urgent medical expense. Credidost helped me find Lending Plate with flexible tenure. I even saved on interest by repaying early.

Amit Patel

Ahmedabad

Insurance Success

I renewed my car insurance with Acko via Credidost. Lowest premium and instant policy issuance within 5 minutes.

Ritu Khanna

Kolkata

Credit Card Success

I applied for Bajaj Insta EMI Card and instantly got a ₹3 lakh limit. Buying electronics on EMIs is super easy now.

Saurabh Yadav

Delhi NCR

Credit Card Success

I chose SBI SimplySAVE card through Credidost. Cashback on groceries, dining, and fuel surcharge waiver — perfect for my lifestyle.

Neha Joshi

Pune

Insurance + Credit

I renewed car insurance and got a credit card from Credidost itself. One platform, multiple benefits — super convenient.

Vikas R

Hyderabad