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Bajaj Insta EMI Credit Card

Bajaj Insta EMI Credit Card

Get the Bajaj Finserv Insta EMI Card with up to ?3 lakh limit and shop on easy EMIs at 1.5L+ partner stores. 100% online & instant approval.

Terms & Condition
Joining Fees

599 + GST

Joining Fees

Anual Fees

177 inr

Anual Fees

Cibil Requirement

100%

Cibil Requirement

Eligibility Requirement

Internal Policy

Eligibility Requirement

Eligibility :

    Pre-approved customers with good repayment history (as per Bajaj Finserv criteria)

Documents Required :

    • Aadhaar card

    • PAN card

    • KYC verification (video/OTP-based depending on profile)

Description

The Bajaj Finserv Insta EMI Card is a digital EMI card that gives you a pre-approved loan limit of up to ₹3 lakh to shop across 1.5 lakh+ partner stores and websites. With flexible repayment tenure of up to 60 months, you can convert your shopping into affordable EMIs instantly. The application process is 100% online, requiring only Aadhaar, PAN, and KYC. Pay a minimal joining fee and unlock a lifetime shopping solution with zero hassle and maximum convenience.

Features

  1. Loan limit up to ₹3,00,000

  2. 100% online process

  3. Easy EMI conversion at 1.5 lakh+ partner stores (online + offline)

  4. Flexible tenures from 3 to 60 months

  5. Pre-approved digital card, no physical card needed

  6. Shop for electronics, fashion, appliances, lifestyle & more

  7. Minimal joining fee

Offer Details

  • Credit Card
  • 300000+
  • No-cost EMI
  • 177 inr
  • up to 60 months
  • Internal Policy
  • Bajaj Finserv
  • 200000

How Can I Apply for a Loan Online?

Get up to ₹50 lakhs in 5 Simple Steps

  • Step 1 : Enter your mobile number in the application form.
  • Step 2 : Enter OTP to verify your mobile number.
  • Step 3 : Provide your personal details.
  • Step 4 : Select a bank account for account aggregator consent.
  • Step 5 : Compare offers and apply for the best-suited loan.

Our Trusted Partners

Our partnership network includes some of the most recognized names in the industry — ensuring you get secure, fast, and seamless financial services all in one place.

Calculate EMI. Compare Better. Borrow Smart.

Loan lena hai but EMI ka tension? Bas slide karein, aur turant jaanen kitna hoga monthly repayment. Smart decision lein, bina kisi guesswork ke.

  • Get instant EMI estimates with real-time calculations.
  • Understand total interest and overall loan cost before you borrow.
  • Adjust loan amount, rate, and tenure to find a budget-friendly plan.
  • Compare smartly to choose the best loan option for you.
  • Zero guesswork. Just clear financial planning that empowers you.

EMI Calculator

Monthly EMI: ₹200
Principal amount: ₹10,000
Total interest: ₹1,994
Total amount: ₹11,994

Result

Loan 01

Loan 02

MORE: Learn about the pros and cons of a shorter-term mortgage or how to get preapproved for a mortgage.

Back

Trusted by Thousands Across India

People from every corner of India use our platform to explore, compare, and apply for the best financial offers — all in one place.

Loan Success

"I needed urgent funds for my home renovation. Through Credidost, I compared multiple loan offers in minutes and applied directly. My loan of ₹1.5 lakh was approved within 24 hours at the lowest interest rate. Credidost truly made the process smooth and stress-free."

Rahul Verma

Bangalore

Insurance Success

"I was paying a high premium for my car insurance earlier. On Credidost, I found multiple insurers and instantly bought an Acko Car Insurance policy at almost 30% lower premium. The policy was issued digitally in minutes, with zero paperwork. Highly recommended!"

Anjali Mehra

Delhi NCR

Credit Card Success

"I was confused about which credit card to apply for. Credidost helped me compare all cards easily, and I chose the SBI SimplyCLICK card. I got a ₹500 Amazon voucher instantly and now earn rewards on every online purchase. It’s the best decision I made!"

Karan Malhotra

Mumbai

Young Professional

"Being new to credit, I wasn’t sure if I could get a loan or card. Credidost showed me pre-approved offers that matched my profile. I got a small loan for education expenses, repaid on time, and now my credit score has improved. Credidost really guided me at every step."

Sneha Reddy

Hyderabad

Business Owner

"I always needed quick financing for my small business. Through Credidost, I discovered Bajaj Insta EMI Card. It gave me instant access to ₹3 lakh limit, and I could purchase business essentials on easy EMIs. A perfect solution for entrepreneurs like me."

Vivek Sharma

Pune

Loan Success

"I needed a short-term loan for a family function. On Credidost, I applied through Trust Paisa and got ₹25,000 credited the same day. The best part was the 100% online process—no paperwork, no stress."

Megha Sharma

Chennai

Loan Success

"I had an urgent medical expense and needed ₹50,000. Credidost helped me find Lending Plate with flexible tenure. I repaid early and saved on interest. This platform truly cares about customer convenience."

Amit Patel

Ahmedabad

Insurance Success

"I renewed my car insurance through Credidost and chose Acko. The premium was the lowest compared to others, and the policy was issued instantly. Within 5 minutes, I had complete coverage. Extremely smooth!"

Ritu Khanna

Kolkata

Credit Card Success

"Through Credidost, I applied for the Bajaj Insta EMI Card and instantly got a ₹3 lakh limit. Now, I buy electronics and pay in easy EMIs. It feels like financial freedom at my fingertips."

Saurabh Yadav

Delhi NCR

Credit Card Success

"I compared multiple credit cards on Credidost and chose the SBI SimplySAVE card. Now I get cashback on groceries, dining, and even fuel surcharge waiver. This card matches my lifestyle perfectly."

Neha Joshi

Pune

Insurance + Credit

"I was looking for both car insurance renewal and a good credit card. Credidost gave me both solutions in one place. I renewed my insurance with Acko and got a SimplyCLICK SBI card for online shopping rewards. One platform, multiple benefits!"

Vikas R

Hyderabad