25K+ Reviews
Students Loan
Example: Nominal interest rate 11.39%, effective interest rate 12.71%, $150,000, up to 5 years, cost 49,237. Total 199,237
- • Resident Type : Indian & Non Resident Indian Applicant
- • Age : 21-65
- • Minimum main applicant's monthly income : 15,000 rupees
- • Minimum applicant's monthly income : 10,000 rupees
- • Identity proof : Passport/ Driving License/ Voter ID/ PAN
- • Salary slip for the last 3 months
- • Copy of IT return or Form-16 for the last 2 years
- Last 6 month's bank statement(showing salary credited)
The Benefits of Consolidating Your Student Loans
At CrediDost, we provide comprehensive and unbiased loan reviews to help you navigate the complex world of financial lending. Our team of experts meticulously researches and analyzes various loan options to provide you with reliable and up-to-date information.
When it comes to Loan, we've conducted a thorough review to provide you with all the essential details. We delve into the details of each loan, examining interest rates, repayment terms, eligibility criteria, and any associated fees.
Repayment Terms
- Loan Duration:
- Specify the length of time borrowers have to repay the loan. For example, it could be expressed in months or years.
- Payment Frequency:
- Indicate how often borrowers are required to make payments. Common options include monthly, bi-monthly, bi-weekly, or weekly payments.
- Amortization Type:
- Describe whether the loan follows an amortizing or interest-only repayment structure. In an amortizing loan, each payment includes both principal and interest, while an interest-only loan requires only interest payments during a specific period.
- Payment Calculation:
- IExplain how the loan payment is calculated. This may include factors such as the loan amount, interest rate, and loan duration
- Prepayment Penalties:
- If applicable, mention any penalties or fees associated with making early or additional payments towards the loan balance.
- Grace Period:
- If there is a grace period before the borrower needs to start making repayments, specify the duration and any conditions that apply.
- Late Payment Policy:
- Outline the consequences and potential fees for late payments, including any grace periods and the impact on credit score.
- Payment Options:
- Provide information on the available payment methods, such as automatic bank transfers, online payments, or physical check payments.
pro
- Competitive Interest Rate
- Flexible Repayment Options
- Quick Approval and Disbursement
- No Collateral Required
- Rewards or Benefits
- Favorable Terms and Conditions
Cons
- Competitive Interest Rate
- Flexible Repayment Options
- Quick Approval and Disbursement
- No Collateral Required
- Rewards or Benefits
- Favorable Terms and Conditions
It's important to customize the repayment terms section for each loan you review, ensuring that you accurately represent the specific details of that loan. Additionally, consider using clear and concise language to help borrowers easily understand the repayment conditions associated with the loan.
Average Reviews
4.9/5
26 Rating
Advantages
One application several offers (Up to 15 banks respond to you)- Very good conditions
- Low interest from 5.01%
- Gives the best interest rates on average
- Refinance up to $10,000,000
Disadvantages
Maximum age 75 years
All Reviews
Mar 03, 2023 09:01 am
Our satisfied clients have experienced success with our services and loan recommendations. Here are some of their testimonials highlighting their positive experiences and the value they received
Darrell Steward
Software engineer
Mar 03, 2023 09:01 am
Our satisfied clients have experienced success with our services and loan recommendations. Here are some of their testimonials highlighting their positive experiences and the value they received
Albert Flores
Customer success
Mar 03, 2023 09:01 am
Our satisfied clients have experienced success with our services and loan recommendations. Here are some of their testimonials highlighting their positive experiences and the value they received
Annette Black
Personal assistant