iconStart Smart with Credidost – Discover Loans, Credit Cards & EMI Deals in One Click

India’s trusted platform to check credit score, explore loans & find the right credit cards.

5M+ Active Members
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From checking your credit score to choosing the perfect loan, Credidost guides you at every step. No paperwork. No confusion. Just simple, smart finance.

EMI Calculator About us
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Refinance

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We Serve Our Best For You.

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Credit Card

From cashback rewards to travel perks, credit card offers it all.

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Comparison Tools

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Reviews & Feedback

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Secure Your Loan

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vector Why Choose Credidost?

Trusted Guidance. Smarter Financial Choices.

Our expert team simplifies finance by delivering honest comparisons, data-backed insights, and the right options — so you can borrow or spend with confidence.

  • In-depth Loan & Card Reviews
  • Clear, User-Friendly Comparisons
  • Expert Financial Advice
  • 100% Verified User Ratings
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vectorVerified & Personalized Loan Offers

Smart, Secure & Personalized Loan Insights

Explore unbiased, bank-trusted comparisons tailored to your credit profile — helping you borrow better, faster, and with complete confidence.

4.5 Star Rating Review

ICICI Home Loan

India's Largest Online Loan Provider

  • Certified pre-approval Process
  • Online Application Available 24/7
  • Find a Quote Easily
  • 100% Online Refinance
Apply Now Term & Conditions Apply
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vector About Us

More Than Just a Platform — Your Financial Friend, Always.

Credidost was started with one goal — to simplify finance for every Indian. We're not just a comparison tool; we’re your trusted partner in making smarter financial choices. From your first credit card to your dream home loan, we’re here to guide you at every step.

Real Expertise, Real Help

Built by finance professionals who care about your journey.

Honest, Transparent Comparisons

No hidden terms — just what’s right for you.

Verified Loan & Card Database

We research so you don’t have to.

Genuine Ratings & Reviews

Feedback from real users, not paid promotions.

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vectorHow It Works

Your Loan Journey in 4 Simple Steps

From searching to approval — we make the loan process smooth, transparent, and stress-free.

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Submit a Loan Request

Fill out a quick form with your basic details — it takes less than 2 minutes!

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Compare Best Offers

We match you with trusted lenders and show loan options tailored to your profile.

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Choose What Fits You

Pick the loan that suits your needs — low interest, fast disbursal, or flexible tenure.

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Apply & Get Approved

Complete your application with the lender and get fast, paperless approval.

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EMI Calculator

Monthly EMI: ₹0
Principal amount: ₹0
Total interest: ₹0
Total amount: ₹0

Result

Loan 01

Loan 02

MORE: Learn about the pros and cons of a shorter-term mortgage or how to get preapproved for a mortgage.

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Plan Smart with Instant & Accurate Loan Estimates

Take control of your finances with our intelligent loan calculators — crafted to help you estimate EMIs, interest outflows, and repayment timelines with ease and precision. Whether you're budgeting for a big purchase or planning ahead, we’ve got you covered.

  • Loan Payment Calculator
  • Affordability Calculator
  • Amortization Schedule Generator
  • Interest Calculator
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Smart Finance at Your Fingertips

Access your credit score, apply for loans, and manage offers on the go — all from one powerful app. Experience financial freedom anytime, anywhere.

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Success Stories Shared by Our Customers

Feel free to customize the text with actual client testimonials, ensuring you have their permission to use their names and occupations

Our satisfied clients have experienced success with our services and loan recommendations. Here are some of their testimonials highlighting their positive experiences and the value they received

Balogh Imre

Account Executive

Our satisfied clients have experienced success with our services and loan recommendations. Here are some of their testimonials highlighting their positive experiences and the value they received

Balogh Imre

Account Executive

Our satisfied clients have experienced success with our services and loan recommendations. Here are some of their testimonials highlighting their positive experiences and the value they received

Balogh Imre

Account Executive

vectorFrequently Asked Questions

Get Answers to Your Most Common Questions

We've compiled a list of frequently asked questions to provide you with quick and helpful answers.

Contact Us

Simply choose your loan type, fill out basic details, and submit your application. Our partners will get in touch quickly.

Yes, basic KYC documents like PAN, Aadhaar, and income proof may be required depending on the lender.

Some loans get approved instantly, while others may take up to 24–48 hours depending on the lender's policy.

No, applying through Credidost is completely free of charge.

Interest rates vary by lender and loan type — starting from as low as 10.5% p.a.

No. All fees, if applicable, are clearly displayed before you apply.

Some lenders charge a nominal fee. You’ll see it during the final review step.

Most lenders allow part or full prepayment. Pre-closure charges may apply.

Repayment periods range from 6 months to 5 years, depending on the loan type and provider.

Yes, most lenders let you select a convenient EMI date at the time of loan setup.

Missing EMIs can affect your credit score. Late fees or penalties may also apply.

Yes, once approved, you’ll get a full repayment schedule via email or app.

Indian citizens aged 21–60 with a stable income are generally eligible.

Yes, most lenders require a minimum credit score of 650+.

Absolutely! We work with lenders that offer loans to both salaried and self-employed professionals.

Yes — by maintaining a good credit history, reducing existing debts, and submitting accurate documents.