Ram Fincorp
5K to 1.25 lakhsLoan Amount
6% to 15%Effective Interest
2 to 3 MonthsRunning Time
18000+Income Requirement
Description
Ram Fincorp offers quick and hassle-free personal loans with minimal documentation. Eligible individuals can apply online and receive fast approval based on their income, credit profile, and KYC verification. The process is simple, transparent, and designed to meet urgent financial needs.
Eligibility
Age: You must be an Indian resident aged 18–58 years (or up to 60 years depending on the specific loan product).
Residency: You must be a citizen of India with valid identity proof.
Valid Documents (KYC): You need PAN card, Aadhaar card, and other identity/address proofs.
Income: You must have a stable source of income (salary or regular earnings). Some sources say a minimum monthly income (e.g., ₹18,000+) may be required.
Credit Score: A good credit score increases your chances of approval — lenders may look for CIBIL score around 650 or above.
Employment: Usually for salaried individuals, sometimes self-employed with regular cash flow can also be eligible.
To be eligible for a personal/instant loan from Ram Fincorp:
Documents Required
Aadhaar.
Driving License
Voter ID
Passport
Registered Sale Deed + Latest electricity bill
Bank Statement / Passbook
Rent Agreement + Latest Electricity Bill
Utility Bill not more than 2 months old (Electricity, Telephone, Piped or Cylinder Gas, Water Bill, Post-paid Mobile Bill)
KYC: (PAN card & Aadhar Card) KYC: Through Digi locker
Note: Linkage of Aadhaar number with Mobile number is mandatory
3 months Bank Statement with regular Salary Credits in the previous 3 months (*Only if the Loan amount is above 40k)
Address Proof: Aadhaar, Driving License, Voter ID & Passport (Source verified from government database)
Current Address:
Address Proof Required Only above 40k Loan Amount
Features
Rapid Approval Personal Loans Just a Click Away!
Cash-in-Bank in Minutes
100% Paperless Process
Simple & Secure Process
Minimal Documentation
24/7 Customer Support
Our Trusted Partners
Our partnership network includes some of the most recognized names in the industry — ensuring you get secure, fast, and seamless financial services all in one place.
Calculate EMI. Compare Better. Borrow Smart.
Loan lena hai but EMI ka tension? Bas slide karein, aur turant jaanen kitna hoga monthly repayment. Smart decision lein, bina kisi guesswork ke.
- Get instant EMI estimates with real-time calculations.
- Understand total interest and overall loan cost before you borrow.
- Adjust loan amount, rate, and tenure to find a budget-friendly plan.
- Compare smartly to choose the best loan option for you.
- Zero guesswork. Just clear financial planning that empowers you.
EMI Calculator
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