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Our partnership network includes some of the most recognized names in the industry — ensuring you get secure, fast, and seamless financial services all in one place.
Chahe ghar banana ho, business badhana ho ya personal zarurat — humare easy aur trusted loan options ke saath har sapna ho sakta hai poora.
Lenders usually set their business loan eligibility criteria based on the following factors:
Age : 21 years at the time of loan application and 65 years at the time of loan maturity (may vary across lenders)
Minimum Business Vintage : 3 years (can be 5 years for some lenders)
Minimum Business Turnover : Rs. 90,000 to more than Rs. 250 crore
Credit Score : 700 or above (some lenders may offer business loans to applicants having lower credit scores)
Minimum Income : Rs. 1 lakh p.a.
Eligible Entities : Sole Proprietorship, Partnerships, Limited Liability Partnerships, Private Limited Companies, Public Limited Companies, etc.
Applicants usually require the following documents to get their business loan applications processed.
Passport
Voter ID
Driving License
Aadhar Card or PAN Card
Aadhar Card
Voter ID
Passport or Utility Bills
Birth Certificate
PAN Card
Aadhar Card
Passport etc.
Latest ITR along with income computation
B/S, P&L account statement for last 2 years certified by a CA
Latest GST returns
Bank statement for the last 6 months
A copy of company’s PAN
Proof of ownership of residence or office
Proof of business continuity
Proof of business registration
Certificate or declaration of sole proprietorship
Deed copy of partnership
Certified copy of MOA, AOA and Board Resolution
Passport-sized photographs
Borrowers of business loans have to pay processing fees, prepayment charges, commitment charges, inspection charges, account service charges, penal interest and documentation charges, etc. as and when required.
The fees and charges levied on business loans vary widely across lenders. Below-mentioned is an overall range of a few charges levied by lenders on business loans.
Particulars Charges Processing Fees Up to 6% of the loan amount Prepayment Charges Up to 5% of the outstanding principal Penal Interest 2%-6% on the outstanding loan amount
Loan lena hai but EMI ka tension? Bas slide karein, aur turant jaanen kitna hoga monthly repayment. Smart decision lein, bina kisi guesswork ke.
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