HDFC Bank Credit Card

HDFC Bank Credit Card
HDFC Bank Credit Cards offer rewards, cashback, interest-free credit period, and exclusive benefits across travel, shopping, dining, and fuel expenses. Choose the card that suits your lifestyle and enjoy secure, flexible payments with added perks.
Joining Fees
Anual Fees
Cibil Requirement
Eligibility Requirement
Description
HDFC Bank Credit Cards provide a wide range of financial cards tailored for every need — from everyday cashback and rewards to travel privileges and lifestyle benefits. Whether you’re earning reward points on daily spends, enjoying up to 50 days of interest-free credit, or accessing airport lounges with select premium cards, HDFC’s credit card portfolio is designed for smart and convenient spending.
With HDFC Credit Cards, you can earn rewards on retail purchases, get cashback on online transactions, and enjoy exclusive offers on dining, shopping, travel, and entertainment. Most cards also include features like contactless payments, fuel surcharge waivers, and travel benefits. The bank’s digital approval process and flexible usage options make it easy to apply and start using the card for both online and offline purchases.
Eligibility
Target Audience: Male/Female
Age: 21-45
Good credit history: 750+
Objective: Interested/looking for new credit card, Non HDFC Bank User
Salary Income: Monthly income at least 30K and above.
Documents Required
Aadhaar Card, PAN Card, Passport / Voter ID / Driving License
Aadhaar Card, Utility Bill (Electricity, Telephone, etc.), Passport / Rental Agreement
For Salaried: Latest salary slips, employment certificate
For Self-Employed: Bank statements, ITR documents
Identity Proof
Address Proof
Income Proof
Features
Interest-Free Credit Period
Enjoy up to 50 days of interest-free credit on purchases if the outstanding balance is paid in full by the due date.Rewards & Cashback
Earn reward points or cashback on everyday spends like shopping, dining, travel, fuel, and online purchases.Exclusive Lifestyle & Travel Benefits
Some cards offer airport lounge access, travel discounts, concierge services, and partner offers.Contactless Payments
Tap-to-pay feature lets you make quick and secure offline transactions.Fuel Surcharge Waiver
Enjoy waivers on fuel surcharges at petrol pumps (subject to terms).Security & Support
Benefit from secure EMV chip technology, fraud protection, and 24×7 customer service.
Our Trusted Partners
Our partnership network includes some of the most recognized names in the industry — ensuring you get secure, fast, and seamless financial services all in one place.
Calculate EMI. Compare Better. Borrow Smart.
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