ICICI Lombard Car Insurance

ICICI Lombard Car Insurance
ICICI Lombard Car Insurance is a comprehensive motor policy that protects your vehicle from own-damage and third-party liabilities, offers personal accident cover up to ?15 lakh, NCB benefits, and a large cashless garage network for fast claim support.
Approval Rate
Cashless
Policy Tenure
Claim Process
Description
ICICI Lombard Car Insurance offers robust comprehensive coverage that combines mandatory third-party liability protection with own-damage protection for your vehicle. The policy helps cover financial liabilities in the event of accidents, theft, fire, natural or man-made calamities, and allows access to a wide network of cashless garages for repairs. With personal accident protection for the owner-driver up to ₹15 lakh and additional add-on covers available, this insurance provides peace of mind on Indian roads. The policy is renewable annually, with options for long-term liability coverage as per IRDAI norms, and includes benefits like No Claim Bonus discounts and quick digital claim settlements.
Eligibility
Indian car owner with a valid Indian driving licence.
Car must be registered with RTO/KYC completed during proposal.
Policy take-up before driving on road. (Standard IRDAI criteria apply)
Documents Required
Car Registration Certificate (RC).
Valid Driving Licence.
Identity Proof (Aadhaar/PAN). (Standard IRDAI proof)
Previous insurance policy details / NCB proof (for renewal).
Vehicle details (make, model, year, chassis/engine no).
Features
Comprehensive coverage for own damage (accident, fire, theft) and third-party liability as per law.
Personal accident cover up to ₹15 lakh for owner-driver.
No Claim Bonus (NCB) discount (up to 50%).
Extensive network of 6,800 + cashless garages.
Add-on covers available: Zero depreciation, roadside assistance, engine protect, tyre cover, key replacement, etc.
Quick claim settlement via mobile app and IL TakeCare services.
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